Hi Marie
Not sure if this is like this in all cases, but..
When you type a ftp addres into your browsers bar, and it's a valid one, it will bring up a new harddisk icon on your desktop.
Meaning, it isn't always like this that it shows you a ftp list in the browser, but sometimes when you think it's not working... there might be a remote server icon on your destop without you realising it
Think of it as an iDisk icon on your desktop, but from whatever ftp client you asked for.
Hope i'm a little clear