Neil, thanks for the info all the way around.
Regarding Zoom, my church admin council was considering using this so we could have a meeting as we're a mix of win and Mac's. I researched and discovered a bucketload of stuff that concerned me enough to tell them to count me out, which is problematic since I'm the secretary.
The person pushing zoom then researched and came back and said, "Hey, this isn't safe." Thus taking all the credit.
Doesn't matter what group it is, there's always one. Har har
I knew about FB owning Whatsapp, and thankfully, they haven't suggested using it.
Yes, skype is owned by microsoft.
I'm sticking with small screen on your iphone or just call me on the telephone/cell. Personally, it matters not to me. A text works just as well.