Depositing checks without going to the bank

[Paddy]

http://apnews.excite.com/article/20080207/D8ULFPVG0.html

Too bad you can't get the bank to send you cash via the internet too! (but of course, cash may eventually become obsolete...)

[Mayo]

Wow! Depositing checks without going to the bank!

I've been doing it for years via the U.S. Mail...

[kimmer]

Deposit what checks?

We've had direct deposit for several years. We use either a credit or debit card for 99% of our transactions.

Cash is only spendable at the local coffee shop.

[Paddy]

Some of us still get checks...one doesn't tend to have direct deposit for consulting work, unfortunately! Since I only live 4 short blocks from my bank, by the time I scanned both sides of the check and sent it in, I could probably have gone and been halfway back and gotten some exercise too, but for some this may be very useful. Faster than the US mail too.

I don't use cash for much either - I get airmiles on my credit card and we always pay the bills in full, so it's been a good deal; we've averaged at least two tickets every couple of years for quite some time now.

[kimmer]

No consulting work, but I do get a yearly birthday check. I tuck that in my purse and when we get near the credit union I ask Sneakers to park the car and I go in and cash my check -- and then the green foldy stuff is mine, mine, MINE ... precioussssssss.

If I were to scan and deposit, it would wind up as "ours" -- and that's no fun at all.  

We use our Amazon visa and then get refunds to spend at Amazon ... which amazingly, I also consider mine, mine, MINE.

ROFL!

[Gregg]

I don't like going to the bank. They never have enough tellers on duty. My bank used to have a "5 star service guarantee". What a joke. If you weren't helped in 5 minutes, you get 5 bucks.  I called it the "5 dollar guarantee". They stopped doing it. I guess it cost too much.

Our payroll checks are direct deposit, but I get various checks on a regular basis. Since I work within walking distance of two branches, I cash my checks on my lunch break. I take a walk most every day after lunch anyway, so it's more convenient than driving to a bank on Saturday before noon.

I used to do the bank by mail thing too. But, I don't have a scanner. Maybe a fax would do.