Hi EJC, I am not that young either, and 9.2.2 is working fine on my old G4, and my software is very content, as am I. So I will be staying with OS 9 until sometime next year when things will change, and we will be pushed into OS X.
I am not saying that X isn't wonderful, just I'm not ready to deal with all the issues.
Then I will purchase a new computer with X installed, and not try to upgrade this whole system with all my old stuff which is working like a charm. I cannot afford a whole assortment of new software and external goodies either.
I don't want to deal with the PC world, so I am just going to wait. Most of my friends are waiting too, we can do our photo stuff , our web stuff, and most of everything, if it aint broke,,,,,,,,,,,