QUOTE
I understand that flash is a risk, but you can hardly surf the web without it.
I keep hearing that, but I've just not seen it, guess I don't "get out enough!" But that's one of the reasons I've started using Chrome; the added protection of Flash running in a protected/sealed area.
As for "adclick and other junky things", I've found Ghostery great for blocking those. It has both a Safari and Chrome app, probably FF, as well. But it looks more for javascripts, I think, than Flash. If you really want to see exactly where Flash is needed, try using GlimmerBlocker. It's a System Pref, so it works in any browser.
My last irritation was not with Flash (I just don't find it needed where I surf) or javascript but the USBank Visa site that
finally told me I had to have Java enabled to use their site. I've had them reset my password at least six times in 18 months and was still never able to log in. In the rare instances when I want info, I'll just keep some of their phone people employed!